VA Home Loans
Serving those who serve us.
San Diego VA Home Loans
VA loans are government-backed loans intended to help eligible service members, veterans, and military spouses to purchase homes. These loans come with great rates and payment terms, and require no down payment. Learn more about VA home loans in San Diego and beyond.
About San Diego VA Home Loans
Is a VA Loan Right for You?
Are you an active military member, veteran, reservist, or surviving spouse? You may be eligible for a VA loan. See your financing options.
Benefits of a VA Loan
No Down Payment
VA loans come with many benefits, including no down payment. At National Home Loans, VA loans require zero deposit.
No Mortgage Insurance Required
VA loans donât require mortgage insurance no matter how much deposit you put down.
Multiple Uses
Use your VA loans to purchase property, refinance an existing loan, and even to build or improve your home.
Get A Home Faster
Settle into your new home quicker with no deposit or mortgage insurance required on your VA loan.
San Diego VA Home Loan Eligibility Requirements
- Qualifying military member or veteran
- Satisfactory credit
- Sufficient income
- Purchased property must be primary residence
VA Loan FAQs
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Can the surviving spouse of a deceased veteran qualify for the home loan benefit?
An unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible.
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How can I obtain my Certificate of Eligibility (COE)?
The fastest way to obtain the COE would be to have a VA-approved lender to request this for you. You can also apply for your COE online through the VAâs eBenefits portal or by filling out this request form and mailing it to your regional loan center.
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Are the children of a veteran eligible for the home loan benefit?
No, children of an eligible veteran are not eligible for this benefit.
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Helping You Find Your Way Home.
Ready for a stress-free mortgage experience? Request rates or contact John today!
